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If you're going to make use of a small-cap index like the Russell 2000, you may wish to pause and consider why a good index fund company, like Lead, doesn't have any kind of funds that follow it. The factor is due to the fact that it's a lousy index.
I haven't also dealt with the straw guy below yet, which is the truth that it is fairly uncommon that you actually have to pay either taxes or substantial commissions to rebalance anyhow. I never have. Most smart capitalists rebalance as much as possible in their tax-protected accounts. If that isn't fairly adequate, early collectors can rebalance simply using brand-new contributions.
And of course, no one must be acquiring loaded mutual funds, ever. It's truly as well poor that IULs do not function.
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